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Financing & Entity Structure

Compare financing options, find the right entity structure, and model GP/LP deal economics with your actual numbers.

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Financing Options for Your Deal
Conventional Mortgage
Down Payment
$60,000 (20%)
Monthly Payment
$1,557
Interest Rate
6.75%
Cash at Close
$69,000
Fannie/Freddie. Cap of 10 financed properties. Best rates.
FHA Loan (Owner-Occupied)
Down Payment
$10,500 (3.5%)
Monthly Payment
$1,783
Interest Rate
6.25%
Cash at Close
$19,500
Live in one unit, rent the others. Lowest down payment option.
DSCR Loan
Down Payment
$75,000 (25%)
Monthly Payment
$1,573
Interest Rate
7.5%
Cash at Close
$84,000 (need $4,000 more)
No income verification. Qualified on property cash flow. No limit on number of properties.
SBA 504
Only for owner-occupied commercial (5+ units or mixed-use)
Portfolio Lender
Typically requires existing portfolio and banking relationship
Hard Money / Bridge
Down Payment
$60,000 (20%)
Monthly Payment
$21,324
Interest Rate
12%
Cash at Close
$69,000
Short-term (6-24 months). For fix-and-refinance or bridge to permanent financing. High rate, fast close.
Continue Your Build Pathway
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