A rare opportunity to acquire a 286-unit ATM portfolio with a 15-year operating
history and $590,130 in annual cash flow. The business is offered at $1,929,728.
The key advantage of this portfolio is the operating structure.
The machines are
not owner-loaded. Cash replenishment, field maintenance, machine servicing, and
related support are handled by third-party vendors. This allows the portfolio to
be managed remotely with oversight rather than requiring hands-on route
operation.
The current owners built the business this way intentionally. Both sellers have
held full-time corporate employment throughout the entire ownership period,
while the ATM portfolio continued operating through established vendors,
systems, and employee support. The business was designed to produce income
without requiring the owners to personally manage the machines each day.
This structure should also help with buyer transition. The buyer is not stepping
into an operation that depends on the seller personally loading machines or
managing every merchant relationship. The third-party loading infrastructure,
servicing process, vendor relationships, and reporting systems are already in
place and can continue after closing.
Two full-time employees currently assist with operational management. A 90-day
training and transition period is included, covering the core systems of the
business: processor reporting, loader coordination, merchant communication,
service oversight, and performance monitoring. The sellers will remain available
during the transition to support continuity.
The portfolio includes 286 active merchant locations, creating broad cash flow
diversification. No single location represents a material dependency in the
business. The route spans California, with a primary concentration in the Bay
Area and additional statewide presence.
California’s retail ATM market is also seeing renewed opportunity as regulatory
enforcement against cashless ATM operations redirects transaction volume back to
traditional ATM locations. This portfolio continued operating through that
market shift, and ongoing recovery in transaction volume is not yet fully
reflected in the current financials.
The sellers are retiring after 15 years in business.
The exit is based on
personal timing, not operational distress.