A 286-location ATM portfolio across California generating $590,130 in annual cash flow, offered at $1,907,280. The operational model is the key characteristic of this portfolio. Every location is third-party loaded — professional vendors handle cash replenishment, field maintenance, and machine servicing.
The sellers built this structure deliberately so the business could operate without their direct involvement. Both sellers maintained full-time corporate employment throughout 15 years of ownership. The business did not require their day-to-day participation because it was designed not to.
This matters for transition purposes. The ownership change does not require rebuilding any loading infrastructure, renegotiating vendor contracts, or reintroducing yourself to merchants. The third-party contracts transfer at close.
The machines continue operating under the same service structure on day one. Most merchants have no direct relationship with the route owner — the transition is functionally invisible at the location level. Two employees manage operational oversight.
A 90-day training and transition period covers all systems: processor reporting, loader coordination, merchant communication, and performance monitoring. The sellers have committed to remaining available throughout the transition window. At 286 accounts, the portfolio provides broad income diversification.
No single location carries material weight in total cash flow. The geographic distribution spans California with primary concentration in the Bay Area. California's retail ATM market is currently in a recovery phase.
Regulatory action against cashless ATM operations at dispensaries is redirecting transaction volume back to traditional retail ATM locations. This portfolio operated continuously through the displacement period. The ongoing volume recovery is not reflected in current cash flow figures.
The sellers are retiring after 15 years of operation. The exit is voluntary and reflects personal timing, not business performance.