For sale is an SBA Pre-Qualified Luxury Resale Business. The company serves consumers who want to sell or buy high-end valuables without the delay and uncertainty common in this market. The business operates 2 separate brands across precious metals, fine jewelry, luxury watches, gemstones, designer handbags, and related luxury accessories, giving a buyer access to several proven resale categories under one acquisition.
This business is SBA Pre-Qualified, which means a qualified buyer can purchase this with as little as 10% down, amortized over an entire decade at industry leading interest rates.
Positioned as a leader in customer service, the business boasts a strong online presence on TikTok (22k followers; 1 video had 23M views) for one brand and on the other brand, Instagram (24,000), YouTube (4,600), and TikTok (14,300), leveraging social media to engage with a high-net-worth clientele.
Key Valuation Points
Brand 1: In operation for 17 years and focused on buying hard tangible assets with clear resale value, including gold, silver, diamonds, fine jewelry, watches, and stones.
Their model is built around cash purchases, collateral-secured term loans, retail resale, and contracted refinery and wholesale relationships. Term loans earn 8% to 25% interest, with most loan collateral tied to precious metals, creating another income path while holding assets that can be resold if customers do not buy them back.
Brand 2: Established 6 years ago and operating in the pre-owned designer handbag and jewelry market.
Their team buys pieces one at a time from consumers, authenticates them, completes any necessary cleaning or repairs, photographs the items, and sells them through a DTC eCommerce model. Their buying offices are placed in affluent areas, helping the business reach professional, middle-aged, high-income sellers who often value speed, trust, and cash payment at the point of sale.
The business has moved far beyond a small resale operation.
May TTM sales reached $11M+, with the luxury handbag side accounting for $6M+ and the precious metals and jewelry side accounting for $5M+. Their current sales channel mix is DTC eCommerce, B2B, and financial services, providing the buyer with a balanced model spanning direct sales, wholesale/refinery contracts, and interest income.
An operational foundation is in place for a new owner with full management and all necessary team members.
The precious metals and jewelry side has a full-time general manager, a gold buyer, a debt collector, and a part-time admin. The handbag side has a manager, 2 bag buyers, a bag processor, shipment and cleaning support, front desk staff, and a photographer. The estimated customer LTV is $1,840, and the company reports no supplier or customer concentration exceeding 15%.
Growth opportunities include opening more buying centers, adding new products and services, and expanding into other high-income markets where sellers want quick cash and buyers want authenticated luxury goods. A buyer could also build on the current social media traction by testing live shopping, with TikTok noted as a natural channel. Since inventory intake is the key driver of the model, more buying offices can feed more eCommerce listings, wholesale flow, and loan opportunities....