Established Orlando-area credit repair firm founded February 2022. $1.77M collected lifetime across 5,700+ client subscriptions; peaked at $67k/month.
The owner stepped back 18 months ago to focus on other ventures - today it runs on about 4 hours of owner time per week with zero ad spend, producing roughly $9.7k/month in revenue (65 active clients billed through Billsby plus ~$1.1k/month in credit-monitoring affiliate commissions) against roughly $1.
7k/month in operating costs. Every revenue figure is verifiable in the billing system and reconciles with bank deposits.
The sale includes assets most firms this size never have: a 4.
9-star Google Business Profile with 89 reviews producing daily inbound calls, ~10 organic client signups per month, a database of 50,000+ leads and 4,700+ former clients, and a custom-built software stack - multi-line power dialer with local presence, SMS and email drip automation, and an AI content engine. Dispute fulfillment runs on industry-standard software (Credit Repair Cloud + DisputeFox), so an existing operator can absorb it overnight, and a new owner-operator gets a complete, documented playbook.
At full throttle (2023-2024) the engine produced 200-300 signups per month on ~$10k/month ad spend plus a small sales team - the machine transfers completely; the fuel is what a buyer adds.
Trailing-12-month seller's discretionary earnings approximately $127k. 30-day owner transition included. Confidential memo with verified financials available under NDA.